Unovest

Get access to investment portfolios created by research experts

Get to know

Vipin Khandelwal

Vipin Khandelwal has over 18 years of overall experience spanning business and financial analysis, financial planning, investment advisory and mutual funds.

As a SEBI Registered Investment Adviser, he currently works with investors to help them plan their financial future and build investment portfolios.

He writes a blog at www.unovest.co covering various aspects of personal finance, investing, planning and mutual funds.

Vipin is an MBA in Finance from Panjab University, Chandigarh.

Vipin Khandelwal has over 18 years of overall experience spanning business and financial analysis, financial planning, investment advisory and mutual funds.

As a SEBI Registered Investment Adviser, he currently works with investors to help them plan their financial future and build investment portfolios.

He writes a blog at www.unovest.co covering various aspects of personal finance, investing, planning and mutual funds.

Vipin is an MBA in Finance from Panjab University, Chandigarh.

Latest from Unovest's desk

Years of experience

18+ years

SEBI Registered

INA000003643

Enjoy a seamless investing experience

Get started in
3 easy steps

Choose

Choose a suitable portfolio that matches your investment objective.

Subscribe to the portfolio to get access to the constituents and future updates.

Invest

Invest in the portfolio & apply regular portfolio updates. Set up SIP for disciplined investing.

Enjoy a seamless investing experience

Get started in
3 easy steps

All your questions answered

Frequently asked questions

What are the products offered?

There are a few portfolios that you can choose from. All portfolios are guided by asset allocation based on the in house model., Here is a brief., Wealth+: An equity portfolio which uses ETFs to take exposure to various market segments. Tactical changes and rebalancing including allocations to bonds can be taken based on the in house asset allocation model. It is suitable for investors who are looking for growth oriented investments with high volatility. , Growth+: A dynamic portfolio which uses equity and non equity assets based on signals from the in house asset allocation model. It uses ETFs for allocations to Equity, bonds, gold and REITs. The allocations can change tactically. The portfolio is suitable for investors who would like to aim for growth but with lower volatility or drawdowns. , Protect+: This portfolio will predominantly be in non equity investments, with a maximum of 50% in equity. The portfolio is designed to outpace inflation (assumed at around 8% currently) by taking as little equity exposure as possible. ,

What is their investment philosophy?

Asset Allocation is the primary driver of this portfolio. A diversified portfolio powered by asset allocation to build wealth without trying to sit on 1 winner, because there is never one. The hare and the tortoise work as a team here, strategically as well as tactically., Unovest uses an in house asset allocation model for its portfolios with a focus on managing the asset allocation, strategically as well as tactically. , All portfolios use ETFs available on the NSE, which provide a simple, market linked and cost effective way to take exposure to different assets. , It also takes away the need for chasing fund managers. , The portfolios are rebalanced periodically.

What is a smallcase ?

A smallcase is a basket of stocks/ETFs* in a specified weighting scheme that reflects a certain objective (ideas, themes, strategies), backed by the research of the smallcase manager. You can invest in a smallcase in 2 clicks., *ETFs (Exchange Traded Funds) are baskets of securities that track an underlying index (Nifty, Gold, etc) and can be bought and sold on the exchange.

Who can subscribe to these smallcases?

The smallcase manager decides who can invest in the smallcases created by them and can create two types of smallcases :, Exclusive smallcases : smallcases which require a subscription to the smallcase manager's Advisory in order to invest in the smallcase. You can subscribe to a smallcase directly from the smallcase profile through the subscription form., Public smallcases : smallcases in which anyone who has an account with our partner brokers can invest. You can invest in this smallcase by clicking on “Buy smallcase” in the smallcase profile and logging with your broker credentials.,

How do I track my smallcases?

When you buy a smallcase, the index value is set to 100 on the buy day - this helps you track the total returns without having to monitor each stock. You can also use the performance metrics to get a more detailed understanding of your smallcase.

Are there lock-in periods?

There are no lock-in periods, so you may sell your smallcases anytime. As a concept however, smallcases work best when used for long-term investing.